“Seeing my balances together makes it easier to understand where to begin. Simple and beautifully organized.”
Adrian V.
PLAN. PAY OFF. BE FREE.
Organize your debts, build a clear payoff plan, and take control of your financial future.
One-time purchase · Instant download · 30-day guarantee
A simple system to help you get organized, stay consistent, and make real progress.
See all your debts in one place
Follow your snowball payoff plan
Watch your balances go down
Gain clarity and peace of mind
Everything you need to plan,
track, and plan your debt payoff.
Use the tools you already have.
Step-by-step guides included.
Download and start tracking today.
“Seeing my balances together makes it easier to understand where to begin. Simple and beautifully organized.”
Adrian V.
“The clean layout makes my monthly planning feel much more manageable.”
Sophie H.
“I like having a clear place to review my debts and plan my next steps.”
Oliver G.
“The demo file helped me get comfortable with the planner before entering my own numbers.”
Naomi W.
“An easy way to keep my payoff plan organized and revisit it each month.”
Ryan S.
“Everything feels clear and thoughtfully laid out. A useful addition to my planning routine.”
Isabella F.
Yes — Microsoft Excel 365 for desktop, or Google Sheets with a free Google account. Your download includes the Excel workbook and a step-by-step guide for opening it in Google Sheets. A computer is recommended: the mobile apps can open the file, but detailed work is far easier on a larger screen.
No advanced spreadsheet skills are needed. Follow the included guides and use the demo file to get started.
A ZIP download with the clean workbook, a demo workbook filled with sample data, the PDF guides and a video tutorial with a written transcript. Everything is digital — nothing is shipped.
Instantly. As soon as your payment is confirmed, your download link is on the order confirmation page and in your email. Nothing is shipped, and the files are yours to keep under our personal-use license — save a copy on your own device.
Start with the included guides and the video tutorial. If you still need help, email support@bymotive.shop or contact us; we reply within 2 business days.
Yes. Every purchase is covered by our 30-day guarantee: email us within 30 days with your order number and we will fix the problem, send a corrected file, or refund you in full. Read the refund policy.
Debt Snowball Calculator · Regular price $15.99 $7.99
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